CREATIVE XPLOITS

Working outside an office, without supervision, can be challenging. Set a schedule to give your day structure and keep you motivated. Start the day as you would if you worked in an office: Get up early, get dressed, and try to avoid distractions once you sit down to work. This requires setting clear boundaries so your work life doesn't blur into your home life, and vice versa. Set aside a separate space in your home for work, and make sure your loved ones understand that even though you're home, you are off limits during work hours. It may be tempting to work nonstop, but you need to take regular breaks. Give your brain time to recuperate after draining tasks. And schedule regular coffees and meetings with colleagues, clients, and work peers so you don't feel too isolated.  Adapted from “5 Ways to Work from Home More Effectively” by Carolyn O'Hara.

If a person has a solid financial education, they will not cling so tightly to job security, a steady paycheck, and a pension. If a person knows the tax laws, they will not pay unnecessary taxes. If they understand the banking system, they will not save money. Rather than call their home an asset, they will know that it is a liability. If they understand inflation, they will not try to live below their means. Rather than get out of debt, they will learn how to use debt to gain wealth. And they will not mindlessly turn their money over to  Wall Street bankers, financial planners, and real estate agents in the hope of obtaining a secure retirement. Most importantly, they will question why they are going to school, who their teacher are, and where their education is leading them.